วันจันทร์ที่ 15 กันยายน พ.ศ. 2551

Jesus is Lord Let's Stop Usurping His Roles.txt

In five words Paul enunciates the basic principle of the Christian life: “You are not your own” (1 Cor. 6:19). Some of the Corinthian Christians were acting like they were autonomous, as if their lives had not been bought and paid for with the precious blood of Christ. Because they ignored this
principle, they were practicing sexual immorality. Paul tells them that instead they ought to “glorify God with your body” (v. 20). But this principle has broader applications than just sexual purity.

You are not your own boss. Because we are Christ’s, we are highly motivated as workers-—it is the Lord Christ that we serve (Col. 3:24). This means doing all that is expected of us, and more. We will be honest and trustworthy because we love and respect Him who is our ultimate boss.

You are not your own banker. Both our ability to make money (Deut. 8:18) and our possessions themselves are gifts from God, so that we can be generous on every occasion (2 Cor. 9:11). Since our money belongs to Another, we learn to be content with it or without it, by Christ’s strength (Phil. 4:11-13).

You are not your own lawyer. The old proverb, “He who represents himself has a fool for a client,” could never be truer than in heaven’s court. If we stand alone in that docket, we will surely be condemned (Rom. 3:23; 6:23). But thank God, we have an Advocate with the Father, who is effective, for
He pleads the merits of His own life and His death (2 Cor. 5:21; 1 John 2:1-2). Wise clients will follow the advice of their lawyer.

Boss, banker, lawyer—in all of these roles and more, Christ is outstandingly successful, and you and I are miserable failures. Let’s listen to Paul and stop trying to usurp these jobs. To do so is to insult the Lord who can do them so much better.

* * *

Copyright ฉ2006 Steve Singleton

Steve Singleton has written and edited several books and numerous articles. He has been an editor, reporter, and public relations consultant. He has taught college-level Greek, Bible, and religious studies courses and has taught seminars in 11 states and the Caribbean.

Go to his DeeperStudy.com for Bible study resources, no matter what your level of expertise. Explore "The Shallows," plumb "The Depths," or use the well-organized "Study Links" for original sources in English translation. Check out the DeeperStudy Bookstore for great e-books, free books, and great discounts. Subscribe to his free "DeeperStudy Newsletter" or "DeeperStudy Blog."


[tags]submission,lordship,authority,guidance,stewardship,financial responsibility,time management,humility[/tags]

Is the Salesman a Dying Breed.txt

Technology, increased competition and Wall Street scandals have changed the landscape of the financial advising community, but many advisors are reluctant to conform to there new environment and could be headed for extinction.

“This is about the death of a salesman and the awakening of the entrepreneur,” said Chip Roame, managing principal of Tiburon Strategic Advisors, a consulting firm in Northern California, in a recently published article by Research Magazine.

Cerulli Associates, a Boston-based financial services research and consulting firm, reported a reduction in advisors in 2004 over 2003 at independent broker-dealers, wirehouses, insurance broker-dealers and regionals. The reductions ranged from 1.1 for independents to 7.7 for insurance firms. What paints an even more ominous sign, is that the industry hasn’t witnessed a decline in advisors for at least 15 years, said Dennis Gallant, Cerulli Associates.

Dan Sullivan, co-founder of the Strategic Coach, a coaching program for entrepreneurs, suggest that the U.S. could be headed to where the United Kingdom is right now if some changes aren’t made.

In 1995, there were 300,000 financial advisors in Great Britain, now there are 44,000, according to Sullivan. He believes the mass exodus was triggered by the move to full disclosure of fees and commissions. Furthermore, he expects the U.S. to make this move within two years.

“It’s hard to predict but I would say that 80 percent of advisors who are not disclosing now will find it difficult to survive,” he said.

With the clouds so dark, is there a silver lining? Sure there is, but it requires a five-letter word that is often considered a curse word—change.

“Resolve to be a master of change rather than a victim of change,” said Brian Tracy, the internationally-respected business consultant, author and speaker. Have you resolved to be a master or a victim?

For the masters among us, you must do six things to survive the voluntary or involuntary reduction in advisors: hone your niche, make yourself indispensable, become a wealth manager, take a self-inventory, charge for advice and create a unique process.

Hone Your Niche

Superstar actors like Anthony Hopkins not only learn their lines and deliver them with great conviction, they become their characters. Hopkins so brilliantly portrayed cannibalistic serial killer Hannibal Lecter in Silence of the Lambs that he won an Oscar for best actor, even though he had the shortest lead acting performance ever—just 16 minutes of onscreen time.

Becoming an elite advisor is not a “crap shoot,” it requires consistent studying of your target audience. Your goal is to know their financial IQs, money management skills, goals and needs better than they do, so you can help them make the most informed decisions.

Make Yourself Indispensable

One of the most widely-used job security measures is to be the only one that knows how to do an essential function. Some people achieve this through teaching new hires just enough to survive, while others are so cutthroat that they purposely set traps to cause them to fail.

In the advising business, it’s illogical to be the only one that knows how to do something. However, you can increase your job security by fully integrating yourself into as much of your clients’ financial, business and personal affairs as possible. The more involved you are in your clients’ life, the more likely you are to keep them as a client.

Become a Wealth Manager

Don’t sell yourself short by focusing too narrowly on pure investment management or asset allocation. There’s a lot of ripe, low-hanging fruit like estate planning, investment planning, pension planning and tax planning. Your goal should be to incorporate all of these into your practice because financial freedom doesn’t occur in a vacuum.

Take a Self-Inventory

If I took a survey of your top 20 clients, how would they describe the services you provide and the value of it to their network of family, friends and peers?

“If you’re described as a broker or financial advisor who sells stuff, our research says loud and clear that the upscale market does not like salespeople,” said author Mark Oechsli, president of the Oechsli Institute, and industry consulting firm in Greensboro, N.C.

If you’re considered just a salesperson, then you need to change that image by becoming the perceived “critical link” to your clients’ financial freedom. Salespeople can and will be dropped at a whim, but wealth-building advisors are mainstays.

Charge for Advice

The product pushers in the financial advising community are not poor by any means, but the elite advisors are reaching financial independence by pushing their service. The service is what really has value to clients, not the products. The products are simply derivatives of the service.

Create a “Unique Process”

The challenge that lies before you is to package your wisdom and expertise into a copyrighted, trademarked presentation or booklet that you can charge for. Choose a topic or a series of topics under the wealth management umbrella and integrate your personality, experience and expertise into them to make them a must-have for your clients.

Financial advising has a bright future, but the roads that used to lead to success in the career are quickly fading away. To remain or increase your success, make a smooth transition from salesman to entrepreneur with BuildYourMarket.com (http://www.buildyourmarket.com/). Visit our site to learn more about our innovative and business-building marketing strategies.

Reprinted with permission from the Ezine: AdvisorMarketingNews.com- “Delivering Today’s Trends the Advisor Professional” (http://www.advisormarketingnews.com)


[tags]Financial Advisor, web-based, on-line marketing tools, BuildYourMarket.com, CRM, Drip Marketing,[/tags]

Is It OK To Fire A Customer....txt

Or is the customer always right? That's what you've always been
told. If you’re in business, you know how ridiculous that
statement is. The customer isn’t always right, the customer is
often wrong. Worse yet, you know it, he knows it, and he knows
you know. However, that is not the reason you fire a customer.

Sometimes a confrontational attitude is just a way for a customer
to save face when he knows it was his fault and not yours. There
is nothing wrong with letting the customer save face. You
apologize for the screw-up and tell him it will be taken care of
and, sometimes, this leads to a very good relationship with that
customer. Sometimes not.

There will be customers that no matter what you do, it's not
right or good enough. They seem to want an argument, not fix the
problem. The more you try to appease them, the more aggressive
they get.

Even though you may want to please every customer, you just
can't. It really hurts when you can't please a customer. I've
been in business for 20 years and it still feels like a kick in
the gut when I can't please a customer. You may get 100 "what a
great job you are doing" from customers, but that one complaint
stays with you. Hopefully, you're tougher than I am and will be
able to deal with complaints without the emotional trauma.

Few customers understand what a business owner goes through to
build his business: the problems that have to be dealt with; the
vendors that give you headaches and always the shortage of money.
The last thing you want to do is screw-up an order or offend a
customer.

Every business owner needs a "pain in the ass" measuring stick
that tells him when the pain and aggravation out-weighs the
money. This measuring stick will be different for each business
owner based on his tolerance for bad customers and his need for
the money from that customer. You have to decide for yourself
when you've had enough.

So, its OK to fire customers. Just make sure you've thought about
it and its not just a reaction from the heat of the moment. There
is a certain peace that comes from firing a really bad customer.

Michael Gravette is a highly accomplished entrepreneur. He is a mentor to other aspiring business owners alike. To find more success tips visit http://www.safetytechnology.com


[tags]customers,business,business decisions,financial decisions[/tags]

Improved Sales Training Stop Selling Your Products and Start Selling Your Results to Get Customers.txt

During a sales presentation, one of my colleagues made the statement “if you are telling you ain’t selling.” These wise words started me thinking about selling from an entirely different perspective.

When sales people stop telling and start listening, they can begin to separate the suspects from the prospects. Depending upon your sales cycle (the time from the first contact to the actual closing of the sale), removing wasted time is another benefit when changing your approach to double your sales results.

Now that you know you have a prospect (someone who has a need) you can sharpen your listening skills to hear what is not being said. As you ask open ended questions and probe for your prospect to begin to share all of his or her challenges (what some sales experts call pain), you are actually facilitating a dialogue where you are building a relationship. During this rapport building conversation, the focus is on the prospect and off your services or products.

As the conversation continues and this may be over the course of several meetings, your goal is to demonstrate the measurable results that you bring to the table not the products or services that you are selling. Remember, there are at least 100 people standing on the same corner, wearing the same clothes and selling the same “stuff.” So if you take the traditional approach to selling by telling, you are now even more like everyone else.

By changing your belief and focusing on the results that you deliver for your clients, you have made yourself stand out away from the crowd. As the old adage goes, “No one likes to be sold, but everyone loves to buy” works with this new sales belief. Maybe it’s time to listen to Madison Avenue from “It’s so clean it squeaks” to “Finger licking good” and start looking at the results instead of your product or service.

Copyright 2005(c) Leanne Hoagland-Smith, M.S.

This article may be freely published. Permission to publish this article, electronically or in print, as long as the bylines are included, with a live link, and the article is not changed in any way (grammatical corrections accepted).

If doubling your results or performance in real time is important to you, then visit http://www.processspecialist.com/smallbusinesses.htm/ to learn some additional secrets and tips. Sign up for a free monthly newsletter. Please feel free to contact Leanne at 219.759.5601. If you truly don't believe doubling your results is possible, read some case studies where individuals and businesses took the risk and experienced unheard of results at http://www.processspecialist.com/press.htm/


[tags]Sales training,Business,Small business,small business help,small business,marketing,sales,financial[/tags]

How to Prepare a Business Plan.txt

If you're about to start a business (or approach a financial institution for funding to expand your existing business), then you must have a business plan. Your plan allows you to set your goals, assess your strengths and address your weaknesses.

You wouldn't set out on a journey not knowing where you were going, yet many people establish a business with no real concept of what they want to achieve or how they'll achieve it.

The outline below shows what you need to include in your business plan; use it to gather the appropriate information so that you get your business off to the best start.

EXECUTIVE SUMMARY

Quote (about your vision for the business)

What already exists

The niche -- as you see it and benefits your business will bring

Type of business proposed -- benefits you will bring to the market niche

Overall financial goals -- anticipated sales and profits

Funds required to start up business

BUSINESS PROFILE

Business name

Principals

Description of business:

• what it aims to do

• its target market

Vision -- ultimate goals

Mission -- value, service you'll offer

Competitive advantage you have -- e.g. flexibility, able to draw on wide base of talents, connections in the industry etc.

SWOT analysis [Strengths Weaknesses Opportunities Threats](Be honest with these, but only put in threats, weaknesses that you know you can meet and overcome successfully)

Objectives:

• at the end of the first 12 months of operation

• after 12 months

PRODUCT AND MARKET ANALYSIS

Product / Service -- description of what you're offering

Features

Benefits

Price structure

Industry description and outlook

Market demand -- percentage of market you think you can capture; competition share you think you can take etc.

OPERATING PLAN

Resource requirements:

• what you need in order to operate

• what this will cost

List items and specify prices (tables etc)

MANAGEMENT PLAN

Manning levels:

• details of staff required

• training needed

Experience of managers and their skills

MARKETING PLAN

Divide this into:
Internal - how you'll win repeat customers and referrals

External - how you'll get new customers

Impact - how you'll target specific groups

Detail how you'll go about targeting and selling to each group e.g.

Service levels

Vouchers

Hand-outs

Music

Decor

Entertainment

Special add-ons

Etc.

Publicity and direct approaches you'll make (specify targets e.g. music schools etc)

Promotion (e.g. freebies, discounts, buy one get one free, every 6th something free, charity performances, openings etc)

The actual product / service you're selling

FINANCIAL PLAN

Details:

• Projected sales

• Projected costs

• Projected profits

Give SPECIFIC details e.g. break down into gross profits, overheads, net profits etc.

ACTION PLAN

Use table to show:

• Activities to be carried out

• When these will be done

• Who will do each

Give a chronological sequence of action to show how you plan to start and develop the business.

Provide plenty of graphs (use different styles), tables, facts and figures.

Get info from Bureau of Statistics on demography, socio-economic groups, age etc etc.

Have AN appendix and include any extra details (for example: newspaper cuttings about bands bemoaning the fact that they can't get their CDs cut etc).

By following this outline, you'll have a realistic goal for your business ... and your bank manager!

Jennifer Stewart offers home study tutorials, professional writing and editing services for web pages, press releases, advertising material, business reports, content for autoresponders, technical booklets, articles for newsletters, and more from her website: http://www.write101.com

You can subscribe to free, weekly Writing Tips: mailto:WritingTips-subscribe@yahoogroups.com


[tags]how to prepare a business plan,writing a business plan,the executive summary,financial plan,market[/tags]

How Home-Based Business Entrepreneurs Think.txt

Too many people are trying to start their home businesses with an ordinary employee's way of thinking. This has become a common reason why not long after sitting down and giving it a fair look into even the most lucrative business opportunity they bump into, they put it away and decide not to take any chances.

What has happened here is that the most lucrative business opportunity has been looked into by an ordinary 9-to-5-worker, who appears NOT to be business-minded.

If you are like most people, you have probably considered starting your own business yourself. But above all, you have to understand that to make into a successful Business Entrepreneur, one has to change their way of thinking first.

1. DO NOT EXPECT FAST CASH!

Besides gambling or winning a lottery, working as an employee is the only way to get 'fast' cash... 'fast' as in 'in-25-working-days'. This kind of cash is always certain to come in as long as you work from 9 to 5 for your boss. But as you probably already know it, as soon as you stop, the money stops. (See FinancialFreedomAwaits.com).

True entrepreneurship-minded people know that it takes time to develop an 'attack plan' for their businesses. It takes time to build a strong and solid business, which delivers ongoing income through many years.

True Business Entrepreneurs hold on to this truth, "We reap what we sow, but the harvest is never in the same season as the planting."

Change your way of thinking:

DO NOT EXPECT FAST CASH!

2. AIM FOR JOB SECURITY OR FINANCIAL SECURITY?
Employees would rather have job-security. Why? Simple: the income is secure. As long as you loyally work from 9 to 5, you will for certain get your cash! The problem with a typical job is that when you stop, the money stops.

The stark fact is: one day you might get sick and won't be able to go back to work. Sooner or later you will retire. Companies get broke and have to release their employees. No matter what the situation, as soon as you stop working, the money will stop coming.

So much for secure income...!

A job with secure income is necessary for those who has not set up their own business yet. True. But a true Business Entrepreneur won't settle merely for job-security. He aims for much more, such as financial security. No, he won't have fast cash. And no, he won't have any secure income yet - at least not in the beginning. And often, he won't have any income at all from his new business for the first few months.

Business entrepreneurs think of the big picture. What they do is building assets from which his money will come in month after month, year after year from work he is doing now! The money will not come now. It might not even come for the next few months. But as soon as his business is up and running, it will keep generating income for him, even when he chooses to stop working!

And THAT is financial security!

Change your way of thinking:

THINK OF THE BIG PICTURE: AIM FOR FINANCIAL SECURITY!

3. GENERATE PASSIVE INCOME

Financial freedom is not measured by how much money you earn by working, but how much money comes in with only little or no work at all. This later kind of income is called passive income. This fact has been known for decades by real wealthy people.

Successful and wealthy entrepreneurs do only little work and sometimes it is even possible to do the work only once but still generate recurring income on it. Imagine a song or a book writer. They write their songs or books once but get paid forever on it. This do-it-once-get-paid-forever type of income is called residual income.

Most people who have attained financial freedom have other people working to generate income for them. Earning money by other people's effort is called leveraged income.

As hard as it may seem, to create leveraged income, you need to have your own business where other people work to generate income for you. Any business. Whether it is a traditional business, franchise, small business, internet based or home based.

Employees work to generate secure income. Business Entrepreneurs work to build assets with income streams which generates for him ongoing passive income (either residual or leverage income or both). In other words Business Entrepreneurs work to build himself -what I would call- a 'money-machine' which is designed to generate ongoing income.

Whereas the Employee can not stop working because otherwise he will lose his income, the Business Entrepreneur will have money coming in constantly, even when he chooses not to work, simply because it is his assets that generate residual and leverage income for him.

Change your way of thinking:
TAP INTO PASSIVE INCOME BY GENERATING RESIDUAL & LEVERAGED INCOME!

4. INVESTMENTS

It is common for people who seek job security to hesitate to invest. The reason is understandable: for some of us the risks of investing in a business are just too much to handle.

A true Business Entrepreneur understands that in order to build -what I would call- a 'money-machine', investments are necessary. There is just no such things as businesses without investments. He knows that it takes time and effort to develop a successful business. But he also knows that investing money is just as important!

Sometimes it takes the Business Entrepreneur a year or two before he can finally reap the big success. Sometimes even a bit more. It takes a couple of years of investing time, effort and money. But this is not too hard for him to handle. A true Entrepreneur thinks long term. He knows that in the end, his working and money investing will finally pay off!

A Home Based Business Entrepreneur would only have to invest just 5-10 hours a week for a couple of years and he would only have to make low budget investments into his home based business. And at the end of the time of working and investing, our Entrepreneur would have turned it into a significant amount of residual income stream!

I'm not talking about money that comes in today and is gone tomorrow but income that keeps coming in month after month, year after year... money that -as Gery Carson has put it- "when you've left this planet continues to provide for your spouse, children, or grandchildren."

By then you would think that all your valuable time and money you have spent would be worth it.

Commonly an ordinary employee, who fears too much to invest, works hard to receive his pay check every month. Most likely he even retires broke. Before he knows it, he leaves the planet with nothing to leave for his family.

A true Business Entrepreneur is prepared to invest. He knows by investing in his business he is building assets that would generate passive and residual income for him throughout his years on this planet and the years of his grandchildren.

Change your way of thinking: THINK LONG TERM: START INVESTING!

Dinar P. Wiria-Atmadja writes for FinancialFreedomAwaits.com,
helping families and individuals achieve financial freedom
in years instead of decades.Visit the site here at http://www.financialfreedomawaits.com You are free to publish this article to your site as long as you include the resource box with the author's name and an active link to Financialfreedomawaits.com and the article is not changed.


[tags]financial freedom, home business, money[/tags]

Have You Planned For Greater Success.txt

The typical day in the life of an elite advisor may be chock-full of appointments with clients, strategic alliance partners, staff members and speaking engagements with your target groups. With so many things to do and such little time to get them accomplished, advisors often overlook business-building measures like prompt referral follow-ups and maintenance tasks like contacting clients for birthdays and anniversaries.

Leading advisors are spending less than 2% of their time prospecting, according to Advisor Impact, a leading research firm. So how do you handle the need to fight off the competition, find new affluent clients and balance an overcrowded schedule?

The answer doesn’t involve being cloned or increasing your staff, but adding action plans into your daily routine. Yes, action plans! Our military is considered the most elite in the world because of their deliberate and consistent planning for the inevitable. Adding trackable action plans for new clients, seminar registration, age 70 ฝ and many more items can help you manage all of your tasks and most importantly, they give you more time for prospecting, converting leads to clients and keeping current clients satisfied.

To help you infuse action plans into your practice, here are three simple steps that you can implement today!

Step One – Map out all the steps

When you make your marketing plans you include things like seminars, client appreciation events, direct mail campaigns and client communication programs. Each of these projects involves several steps. You need to list those steps out. For instance, you shouldn’t do a client appreciation event without a location, date, invitations, refreshments or entertainment.

Step Two – Put the steps in the right sequence

When you bake a cake you have to pre-heat the oven and mix the ingredients before you put the batter in the cake pan and the cake pan in the oven. The same thing is true for each marketing effort. So now go back to your list of tasks and put them in the right sequence.

It would help to put a time line on the tasks. For instance, if you are going to mail client newsletters at the end of every month, you need to get the newsletter put together and send it to the printer. You need to take into account the time the printer will need to complete printing. Then the newsletters need to get mailed, which also takes some time. All of this means, you might need to finalize the content by the 10th of the month in order to get the job back from the printer and mailed by the 25th of the month.

Step Three – Delegate and automate the tasks

What you created in step one and two were action plans. Now, you need to delegate them in a trackable format. Automating your action plans and marketing campaigns is the best way to manage your busy schedule. Furthermore, it’s more reliable, cost-effective and time-saving. It will allow you to designate a group within your database like all clients. It will allow you to schedule that group to receive a customized newsletter or email on a specific date and then record in the database that the client was sent the newsletter, greeting card or email.

Building a marketing campaign or client communication plan is just a series of action plans that are linked together. For example, let’s say you are hosting your client appreciation event. That action plan could be built to send a reminder to yourself and your staff when the deadline arrives for choosing a location. Another reminder goes to you to finalize the invitations. The action plan can then send the invitations to the group of clients that you pre-selected. It can send a reminder to you and your staff to call and confirm the RSVPs on the day before the event. It can send a follow-up ‘thanks for attending’ card to those who attended and a ‘sorry we missed you’ card to those who didn’t. And it can record all of this in your database.

Over the span of a year, you might combine newsletter mailings, client events, annual client review appointments and even regularly scheduled phone calls into your client communication plans.

For your marketing campaigns, you might create a series of “drip marketing” contacts to follow-up on seminar attendees. These could be personalized post cards or letters that are mailed automatically over a two- or three-week period. The concept of marketing a campaign to a targeted audience using a pre-defined series of contacts is another type of action plan.

If you are seeking to learn more about using action plans to better manage your business and to allow more time for prospecting, client conversions and up selling to existing clients, visit BuildYourMarket.com (http://www.buildyourmarket.com/). You will find fully-automated, pre-packaged action plans for just about every imaginable event.

Reprinted with permission from the Ezine: AdvisorMarketingNews.com- "Delivering Today’s Trends the Advisor Professional" (http://www.advisormarketingnews.com/)


[tags]Financial Advisor, web-based, on-line marketing tools, BuildYourMarket.com, CRM, Drip Marketing,[/tags]

Guide to World Markets.txt

It has been centauries since the countries of the world understood the interdependence of each on the other. The phenomena of globalization are one of the reasons of this interdependence. The countries are trading among each other through economic zones. Also the business in the stock market has gone Trans national. All the stock markets of the world make an impact on each other’s trading patterns. Thus stock exchanges are strong indicators of the international business. Another advantage, as it may be called to the business, is the difference in the labor costs in the different countries. The booming business of outsourcing is an offshoot of this concept. The outsourcing business is now moving from the business processes to the manufacturing too. The practices like interdependence of the stock exchanges and the phenomena of outsourcing are causing great concerns to the domestic companies. The impact of outsourcing on the domestic labor is drastic.

The stock exchange index is generally confined to one country. However there are some indices, which are found in many other countries of the world too. America’s Dow Jones and S&P 500 are some of the indices. Industry specific index can also be found. The Moran Stanley Biotech index is one such. They are referred to as specialty exchanges.

The NASDAQ in New York is the world’s first electronic exchange. Set up in 1971, it has approximately 3200 companies listed with it. There are several indexes in the NASDAQ with separate base numbers and for different companies listed in them. For example there is a NASDAQ 100 index. It has base number 125 and has been traded on since 1994. Then there is NASDAQ Composite where most of the companies do business.

London too is one of the business hubs of the world. The stock exchange is one of the most influential ones. The kings of international businesses have their home ground sin London and they operate their world business from there. Being one of the biggest human settlements in the United Kingdom, London has a business of over 117,000 million pounds. The London stock exchange has been in existence since 1698 when commodity trade was rampant in the country.

Nikkei 225 is the index of the Tokyo’s Stock Exchange. The markets can boast of being the technologically most advanced in Asia if not the world. Japan after the wrath of the war of 1945 has emerged out to become one of the controllers of world trade. The work culture in the country is unmatched by any country of the world. Probably this is the reason why it is has been the world business leader for a long time. Most blue-chip companies are listed on this market.

The hazards of speculative businesses are all around. The companies have created the tricks to trade out the non-productive scrip. Insider trading, for example, means floating false information in the market by those who are at the helm of affairs. The same misguides the traders. This has to be curbed by adding a deterrent to such practices.

Mansi aggarwal writes about world markets. Learn more at http://www.Intlmarketbiz.com


[tags]world, markets, stocks, trade, financial[/tags]

Grow Your Financial Planning Practice by Taking Your Publicity National.txt

Think that you aren't big enough for national media coverage? Says who? Certainly not the USA Today. In one recent two-week period, they quoted financial planners in Southfield (Michigan), Dublin (Ohio) and Clearwater (Florida). These are not exactly metropolitan hubs.

When your media confidence and experience grow, consider branching out to a larger audience than just your hometown or targeted industry.

To go national, you may want to consider using lists and directories where you can search for what media to go to, and learn the best way to reach them.

There are three kinds: free web-based links to hundreds of media, (like kidon.com or Newslink.org), published directories, CDs, and subscription web sites (like Bacon’s and Burrelle's) and customized, low-cost lists from brokers or similar providers. Your local librarian will be able to help you, too.

Use lists and directories as a guide – a starting place.

If you've read the articles on my site, or read my book, you’ll have already figured out – smart you! – that mass-sending releases or articles without a follow-up, or an actual personal exchange via phone or e-mail, will not get you far. Even the most frequently updated lists can't stay on top of the rapidly changing media world.

Ned Steele works with people in professional services who want to build their practice and accelerate their growth. The president of Ned Steele's MediaImpact, he is the author of 102 Publicity Tips To Grow a Business or Practice. To learn more visit http://www.MediaImpact.biz or call 212-243-8383.


[tags]financial planners publicity, financial planners marketing, marketing, publicity, pr[/tags]

Goal Setting Maximizing Your Full Potential.txt

If you're going on a trip, what's the first thing you normally do? You pull out a map and plot your course. You find the best way to get to your final destination. Your journey in life is no different. If you want to be successful, you need to develop a well thought out plan to get there. How do you that? With three easy steps.

1. You need to have specific written goals in place.

Goals need to be very detailed. You can't just say, "I want to have a new car this year". You have to get all of your five senses involved. What kind of car, what color, what does the interior smell like, how do the seats feel? Picture yourself driving it. The more real you can imagine it, the better chance you have of making it come true.

2. You need to write the reasons for why you want to achieve these goals and you need to look at them daily!

Why do you want a new car? Why do you want to be a success online? You have to have specific reasons for achieving your goals. Otherwise, why would you spend time working online when you could be lounging on the couch watching TV? Your reasons give you a purpose, they will keep you focused on the future. In a world of instant everything, it's hard to stay with something when you don't see immediate results. But in order to have a successful business online, you must stick with it for at least a year!

3. You have to break your big goals down into mini goals

When I started with Financial Freedom Society business , for instance, I made it my goal to sign up 24 teammates in a year. In order to accomplish that goal, I broke it down into smaller sections. That meant for each month I was going to sign up 2 people. In order to sign up 2 people, I made weekly and daily goals for myself. I would send out 10 emails a day, I would devote 2 hours a week to learning the Fincancial Freedom Society course, I would spend 5 hours a week training my downline. Whatever your time frame is, however many hours you can devote to your online business, you need to set mini -goals for yourself. You need to have a plan!

By: Anne Ahira

Editor The BEST Affiliate Newsletter

http://www.thebestaffiliate.com


[tags]Goal setting, setting goal, how to achieve goal, achieve goal, Financial Freedom Society, goal deta[/tags]